央行要求商业银行优先发放“首套房贷”

房地产正进入前所未有的敏感期，金融政策再度成为调整地产走势的关键因素。央行日前召集各商业银行，称各商业银行须优先满足居民家庭首次购买自住普通商品住房的贷款需求，及时审批和发放符合条件的个人住房贷款。但在首套房贷款利率上，央行并未给出明确标准。

During a meeting with executives from 15 commercial banks on Monday, the PBOC emphasized that the banks should improve their housing finance services and give priority to loans for first time homebuyers while keeping a closer eye on the associated risks.

周一央行召集了15家商业银行的主管开会，强调商业银行应改善住房金融服务，优先发放首套房贷款，同时加强对住房贷款风险的监测。

央行要求各商业银行要优先发放loans for first time homebuyers 进入2024年以来房产市场的萎靡已经影响到水泥、钢铁等downstream industries